🏠 Dallas Homeowners: Up to $24,000 for Plumbing Repairs!
The City of Dallas HIPP (Home Improvement & Preservation Program) offers forgivable loans up to $24,000 for major system repairs including plumbing. If you qualify and stay in your home, you never pay it back.
What is the Dallas HIPP Program?
The Home Improvement & Preservation Program (HIPP) is operated by the City of Dallas Department of Housing & Community Development. The program helps low- and moderate-income homeowners repair and maintain safe, affordable housing.
HIPP offers three different programs:
| Program | Max Amount | Type | Best For |
|---|---|---|---|
| Major-Systems Repair | $24,000 | Forgivable Loan | Plumbing, HVAC, electrical, structural |
| Emergency Home Rehab | $10,000 | Grant | Emergencies within 4 days |
| Dallas Tomorrow Fund | $20,000 | Grant | Exterior code violations |
Major-Systems Repair Program: Plumbing Coverage
The Major-Systems Repair Program (MSRP) is the most relevant for cast iron pipe and plumbing repairs. It provides an interest-free, forgivable, self-amortizing loan up to $24,000.
Plumbing Repairs Covered
The program specifically covers:
- Replace/repair plumbing - including cast iron pipes
- Water and sewer pipes - main lines and laterals
- Kitchen and bath fixtures - sinks, toilets, tubs
- Gas pipes/gas testing
- Water heaters - replacement and repair
Other Repairs Covered
Beyond plumbing, MSRP also covers:
- Mechanical: HVAC system replacement/repair
- Electrical: System repairs, GFCI installation, smoke/fire/CO2 alarms
- Structural: Roofing, exterior cladding, structural repairs
- Other: Lead paint/asbestos removal, accessibility improvements
How the Forgivable Loan Works
The MSRP loan is:
- Interest-free - no interest charges ever
- Forgivable - if you meet requirements, you don't repay
- Self-amortizing - forgives over time while you live there
💡 Need a cost estimate for your HIPP application?
Dallas plumbers can provide the documentation you need.
Get Free Estimates from Dallas Plumbers →Eligibility Requirements
Property Requirements
- Location: Within Dallas city limits
- Ownership: Clear title, owned for at least 6 months
- Owners: No more than 2 owners on title
- Residency: Must be your primary residence
- Insurance: Must maintain standard property insurance
Financial Requirements
- Income: At or below 80% Area Median Income (AMI)
- Taxes: Current on property taxes (or active payment plan)
- Mortgage: Current on payments, not in default
- Liens: No liens except first mortgage
2026 Income Limits for Dallas (80% AMI)
Dallas Area Median Income: $117,300
| Household Size | Maximum Annual Income |
|---|---|
| 1 person | $65,700 |
| 2 people | $75,100 |
| 3 people | $84,500 |
| 4 people | $93,850 |
| 5 people | $101,400 |
| 6 people | $108,900 |
| 7 people | $116,400 |
| 8 people | $123,900 |
Additional Requirements
- Must be U.S. citizen or lawful permanent resident
- Must hold current Texas state ID or driver's license
- Must be willing to relocate temporarily at your expense if necessary
- Priority given to first-time program participants
- City employees and officials are ineligible
How to Apply for Dallas HIPP
Application Methods
Option 1: In Person
- Location: City Hall, 1500 Marilla Street, 2CN, Dallas, TX 75201
- Hours: Monday - Friday, 8 AM - 5 PM
- You'll receive proof of receipt at time of application
Option 2: Email
- Email: homerepair@dallascityhall.com
- Must receive confirmation email to complete process
Required Documents
A complete application requires all of the following:
From Homeowner(s):
- ✅ Completed and signed application
- ✅ Copy of current mortgage statement (if applicable)
- ✅ Proof of ownership (property deed)
- ✅ Property insurance documentation
- ✅ Proof of needed repairs
From All Household Members:
- ✅ Non-expired government ID (driver's license, state ID, or passport) for adults 18+
- ✅ Birth certificate for minors
- ✅ Social Security cards (or application letter)
- ✅ 1 month of bank statements (all pages, non-redacted)
Income Verification (all that apply):
- ✅ Recent pay stubs (1 month: 4 weekly, 2 bi-weekly, or 1 monthly)
- ✅ 2 years federal tax returns (self-employed only)
- ✅ Current pension/annuity letter
- ✅ Social Security/SSI/Disability award letter
- ✅ Unemployment statement from TWC
- ✅ Court-ordered child support statement
Additional Documents (if applicable):
- Divorce decree (all pages)
- Death certificate
- Affidavit of Heirship or Probated Will
- Tax payment plan agreement
- School registration for college students living at home
Other Dallas Home Repair Options
Emergency Home Rehabilitation ($10,000 Grant)
For true emergencies (within 4 days), Dallas offers up to $10,000 in grant assistance for repairs that pose immediate life, health, or safety concerns.
Eligibility:
- Emergency must have occurred within 4 days of application
- Must pose immediate life or health/safety concern
- Applications accepted year-round (if funding available)
Dallas Tomorrow Fund ($20,000 Grant)
For exterior code violations, Dallas offers up to $20,000 in grants.
Eligibility:
- Must have received notice of violation from Dallas Code Compliance
- Must be referred by Code Compliance to apply
- Must demonstrate financial inability to make repairs
Rebuilding Together of Greater Dallas (Nonprofit)
Rebuilding Together North Texas provides assistance with:
- Minor repairs and accessibility modifications
- Plumbing, electrical, HVAC, and roofing
- Weatherization and paint
Visit: rebuildingtogetherntx.org
Dallas County Habitat for Humanity
Habitat for Humanity offers home preservation services including plumbing repairs for qualifying homeowners.
Visit: dallascountyhabitat.org
Dallas Cast Iron Pipe Companies
Whether you qualify for HIPP or need work immediately, working with experienced plumbers is essential. Dallas specialists can:
- Provide documentation for your HIPP application
- Work with city-approved inspection requirements
- Offer financing if you don't qualify for the program
- Give honest assessments of your pipe condition
🔧 Find Dallas Plumbers Who Know the HIPP Program
Connect with licensed specialists experienced with HIPP documentation requirements and Major-Systems Repair projects.
View Dallas Companies → Get Free QuotesAverage cost in Dallas: $13,000-$20,000 for full replacement. Many offer financing.
Not in Dallas? Other Texas Programs
| City | Program | Maximum Amount |
|---|---|---|
| Austin | GO REPAIR! + Plumbing Program | $35,000 |
| Houston | Single-Family Home Repair | $100,000+ |
| Plano | Great Update Rebate | $5,000/year |
See our complete guide to grants and financial assistance →
Contact Information
City of Dallas Housing & Community Development
- Phone: 214-670-3644
- Email: homerepair@dallascityhall.com
- Address: 1500 Marilla Street, 2CN, Dallas, TX 75201
- Website: dallascityhall.com (Repair Programs)
The Bottom Line
The Dallas HIPP program provides real financial assistance for homeowners needing plumbing repairs including cast iron pipe replacement:
- ✅ Up to $24,000 for Major-Systems Repair
- ✅ Forgivable loan - you don't pay it back if you stay
- ✅ Plumbing specifically covered - pipes, fixtures, water heaters
- ✅ Interest-free - no charges while loan is active
- ✅ Additional programs for emergencies and code violations
If you're a Dallas homeowner struggling with cast iron pipe issues, apply during the next application window. Check the City website regularly for updates.
Related Articles
- Dallas Cast Iron Pipe Replacement Companies & Costs
- Complete Guide to Grants for Cast Iron Pipe Replacement in Texas
- Plano's Great Update Rebate Program
- How to Finance Cast Iron Pipe Repair
Last updated: February 2026. Information verified from official City of Dallas sources. Application windows and funding availability change - always confirm directly with the city.
Find Dallas Plumbers Who Can Help With Dallas HIPP Program
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